Saturday, April 18, 2020

Reviving Burning Hot Flames of U.S Senate Debate about Repeal and Replacement of Obamacare from Smoldering Embers

Reviving Burning Hot Flames of U.S Senate Debate about Repeal and Replacement of Obamacare from Smoldering Embers.docx
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Reviving Burning Hot Flames of U.S Senate Debate about Repeal and Replacement of Obamacare from Smoldering Embers

If investments in various market sectors of U.S. economy are quadrupled over course of 30 years as a consequence of eliminating the prepayment risk of mortgage back securities than this may help create Economic conditions to facilitate moving people from poor quality individual health insurance plans to better quality group plans administered by associations on state level.  

By Mark W. Gaffney

Healthcare and housing are two humongous gigantic "too Big to Fail" industries that are major driving forces within the United States of America economy.  Every responsible working class American citizen deserves access to quality affordable housing and healthcare.

Mortgage backed securities are investments offered in global markets that bring major capital into the U.S economy. Foreign investment by our friends overseas is a pillar of economic growth that prevents collapse of the United States of America economy.

Prepayment of 30 year mortgages bundled within mortgage backed securities ultimately reduce value of mortgage backed securities as investment instruments.  

Is it possible to reduce prepayment risk of mortgage back securities by offering incentives in form of contributions to healthcare savings plans? Oftentimes, families in two income households pay off their 30 year mortgage notes early.

Prepayment risk of mortgage back securities may intensify as growth of U.S. economy creates better paying jobs. Growth of U.S. economy creating better paying jobs is largely a consequence of an accelerating rate of technological returns.

Paradoxically, since prepayment risk of mortgage back securities stymies foreign investment capital, growth of U.S. economy creating better paying jobs can eventually lead to an economic down turn.

If prepayment risk of mortgage back securities is removed then this may bring dollars into the U.S. economy substantially bolstering the Gross National Product. Investment dollars that pour into the United States of America economy can potentially be quadrupled in various markets given an accelerating rate of technological returns over the course of 30 years.

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Kentucky Senator Rand Paul proposal is to try to move people from poor quality individual health insurance plans to better quality group plans offered by associations on state level.

If investments in various market sectors of U.S. economy are quadrupled over course of 30 years as a consequence of eliminating the prepayment risk of mortgage back securities than this may help create Economic conditions to facilitate moving people from poor quality individual health insurance plans to better quality group plans administered by associations on state level.  

Essentially,  this is a very basic rough Idea about How to Revive Burning Hot Flames of U.S Senate Debate about Repeal and Replacement of Obamacare from Smoldering Embers. lt may take the entire U.S. Department of Commerce to work out details to implement this plan.  

One central question, over course of 30 years what kind of incentives in form of contributions to healthcare savings plans can be offered to families that would make it profitable to hold onto a 30 year mortgage notes without refinancing? Also is it possible to offer incentives in form of contributions to healthcare savings plans in a way that mortgage back securities will still be profitable?  

One thing is certain, given an accelerating rate of scientific and technological returns a huge amount of economic growth in various market sectors is possible. International corporations have large numbers of shareholders and employees living within United States and abroad who can greatly benefit from an increase of contributions to healthcare savings plans. An International corporation has a vital mission to insure well being and improve lives of shareholders and employees.

My freelance article entitled, Role of Public-Private Partnerships after Repeal and Replacement of Obamacare, is highly relevant to this discussion.


Another highly relevant article I wrote about the 2008 financial collapse is entitled, Today's Neo Marxist Quagmire: The 2008 Financial Collapse as neo Marxist Quagmire, at the following URL address:



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An article published in The Economist entitled, Housing in America: Nightmare on Mainstreet, provides insights into  housing as a “Too Big to Fail” industry which is a driving force within global economy:

“It is the world’s largest asset class, worth $26 trillion, more than America’s stock market. The slab of mortgage debt lurking beneath it is the planet’s biggest concentration of financial risk”

The article entitled, Housing in America: Nightmare on Mainstreet, published by The Economist can be found at the following URL address:



Currently, I am a freelance writer for USA Politics Today. I would like to syndicate my freelance content to other publications.

I have written a number of articles about healthcare reform your readers may be interested in for USA Politics Today:

WORDS: Linguistics of Healthcare Reform


Repeal and Replacement of Obamacare is Not a Campaign to Slash Healthcare Coverage, but Instead a Fiscally Prudent Effort of GOP Conservative Republicans to Manage Powerful Market forces to Control Escalating Prices.



Mother of all Paradox Revelations Sinks Senate Healthcare Bill  


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Role of Public-Private Partnerships after Repeal and Replacement of Obamacare


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